FOREIGN HEALTH INSURANCE IN 5 QUESTIONS

21/11/2022

FOREIGN HEALTH INSURANCE COVERAGES FOR RESIDENCE IN 5 QUESTIONS 

 

Hello, on E-ikametsigorta.com, this week our topic is our health, which is our most valuable treasure!

 

First of all, insurance guarantees and conditions have been updated by the Insurance Authority on January 1, 2022. What has changed for your health? Today, we will answer the 5 most frequently asked questions about guarantees. For more details, you can always reach us easily!

 

QUESTION 1: WHAT IS THE OUTPATIENT LIMIT AND WHAT DOES IT COVER?

ANSWER: In all contracted health institutions Outpatient Treatment Expenses are 5,000 TL annually. THE INSURED PARTICIPATION SHARE IS 20%.

 

·       Medical examination

 

·       Diagnostic examinations

 

·       Medicine

 

·       Physiotherapy

 

You can use your foreign health insurance for your outpatient treatment. 

 

QUESTION 2: WHAT IS THE LIMIT OF INPATIENT TREATMENT AND WHAT DOES IT COVER?

 

ANSWER: Inpatient Treatment Expenses in all contracted health institutions are covered unlimited, and in non-contracted health institutions with an annual limit of 50,000 TL and 20% insured participation share.

 

•       Hospital services (surgery, operating room, anesthesia, medicine, laboratory, etc.)

 

•       Room, bed, food expenses during the hospital stay

 

•       All diagnostic biochemistry, microbiology, pathology examinations, radiological examination and imaging performed during inpatient treatment

 

·       Postoperative Physical Therapy

 

•       Chemotherapy, Radiotherapy, Dialysis

 

•       Medical treatments for less than 24 hours (such as observation)

 

•       Artificial limb expenses in case of limb loss as a result of an accident or disease

 

• Treatments in intensive care units

 

• Teeth and nose treatments which results from a traffic accident 

 

You can use your foreign health insurance for your inpatient treatment.

 

QUESTION 3: CAN IT BE USED IN URGENT SITUATIONS?

 

RESPONSE: Waiting Periods are half of the policy period for outpatient coverage and three quarters of the policy period for inpatient coverage. However, in case of an emergency (traffic accident, poisoning, etc.) you can always use your insurance without waiting. 

 

QUESTION 4: IS THERE A MORE COMPREHENSIVE PRIVATE HEALTH INSURANCE?

 

ANSWER: Foreigners can take out private health insurance just like citizens of the Republic of Turkey. However, firstly, they are asked to obtain a residence permit. In order to obtain the permission, it is compulsory to buy the foreign health insurance. A foreigner must first obtain a residence permit by buying foreign health insurance and providing other legal conditions. Foreigners who have a residence permit can take the private health insurance. 

 

QUESTION 5: DOES IT COVER PREGNANCY?

 

ANSWER: Foreign health insurance for residence permit does not cover pregnancy.

 

Our website is the official authorized online-digital sales point of Ankara Sigorta, Türk Nippon Sigorta, Demir Sigorta and Gulf Sigorta companies, which are the leader insurance companies in the field of residence insurance in Turkey. 

 

E-ikametsigorta.com is an online buying platform which provides foreign health insurance service for residence (ikamet) only. Our website is set up for this purpose only. It is registered to Etbis and works in accordance with all legal processes. And our policies are valid for residence permit. During the residence application process, we share all our knowledge and experience with our insured freely. We suggest you to read our Google customer reviews in this regard. 

 

Click here to purchase : https://www.e-ikametsigorta.com/en/


Respectfully,

 

E-ikamet Sigorta Team



Web Sitesi   : https://www.e-ikametsigorta.com/

İletişim         : +90 212 355 89 89

WhatsApp   : +90 530 468 20 03

Adres        : Nispetiye Mah. Gazi Güçnar Sok. No:4 Kat:4 Ofis No:10 Beşiktaş, İstanbul                


 

Important Note; Carry out all your residence transactions yourself at https://e-ikamet.goc.gov.tr/, the official website of the Republic of Turkey. Avoid sharing your personal information with third parties and intermediaries. Do not apply for residence except this site.


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