Dear Foreign Health Insurance customers, we continue to share with you the legal information we have learned about insurance and residence processes to support and ease foreign guests lives residing in Turkey.
Our website only offers Foreign Health Insurance / Residence Permit Insurance. It was established for this purpose. Apart from this, there are no different insurance products. All information regarding residence permit processes on our website and blog posts is for the purpose of informing users and is shared completely free of charge to help our insured.
With this week's blog post, we will share with you all the information we know about the Turkish Nippon Insurance Foreign Health Insurance policy.
First, we will talk about who Türk Nippon Sigorta is.
Türk Nippon Sigorta A.Ş. It was established on May 1, 1991, with a capital of 25 billion TL, in partnership with the Development Bank of Turkey and Nippon Fire & Marine, Japan's largest Insurance Company.
The other partners of Türk Nippon Sigorta, which underwent a major change in its capital structure with the purchase of 85.22% of shares by Sümerbank on October 6, 1998, were the Development Bank of Turkey with 10% shares and Nippon Fire & Marine with 4.78% shares.
Türk Nippon Sigorta, 96.24% of whose shares were transferred to the Savings Deposit Insurance Fund in 2000, was acquired by the HNS Group in October 2001, and after remaining within the HNS Group until November 2008, its majority shares were purchased by the Harel Group.
Türk Nippon Sigorta has been continuing its insurance activities with its dynamic and professional team since 2008, backed by the power and support of the Harel Group.
Türk Nippon Sigorta is among the leading companies in Turkey not only in Foreign Health Insurance but also in many insurance products.
What are the products and services it offers? If it is necessary to examine them;
· Casco Insurance
· Traffic insurance
· Greencard Insurance
· Personal Accident Insurance
· Health Insurance for Foreigners
· Supplementary Health Insurance
· Home insurance
· Workplace and fire Insurance
· Domestic Travel Health Insurance
· Overseas Travel Health Insurance
· Erasmus Insurance
· Incoming Insurance
So, what does Turkish Nippon Insurance - Foreign Health Insurance cover?
Foremost, the phrase "Complies with the minimum coverage structure determined in the circular regarding private health insurance to be obtained in visa and Residence Permit requests dated 16/06/2021 and numbered 2021/8" determined by the immigration administration is included in the policies.
The content and coverage in all residence insurances are the same and cannot be changed, in inpatient treatments it is 100% in contracted institutions, and in outpatient treatments it is 5,000 TL per year and only 20% is paid by the insured. As of the policy start date, if the insured experiences an emergency and vital situation (valid for unexpected situations such as an accident), in such a case, treatment expenses are covered without being subject to a waiting period.
Except for emergencies and vital situations, there is a 9-month waiting period for inpatient treatments and a 6-month waiting period for outpatient treatment.
Treatment content and scopes are as follows.
A-Your Inpatient Treatment Expenses
· Hospital services (surgery, operating room, anesthesia, medicine, laboratory, etc.)
· Room, bed and meal expenses during hospital stay
· All diagnostic biochemistry, microbiology, pathology examinations, radiological examination and imaging performed during inpatient treatment
· Postoperative physical therapy
· Chemotherapy, radiotherapy, dialysis
· 24 short-term treatment treatments (observation)
· Artificial expenses in case of loss as a result of an accident or probability
· Treatments in intensive care units
· Treatments related to teeth and nose resulting from traffic accidents
B-Your Outpatient Treatment Expenses
· Doctor examination
· Diagnostic examinations
There is an annual usage limit of 5,000 TL for outpatient treatments.
In contracted hospitals, only 20% is paid by the insured. There is a 40% contribution fee for non-contracted hospitals.
The waiting period for outpatient treatments is the first 6 months.
There is no limit in contracted hospitals for inpatient treatments.
In non-contracted hospitals, there is a maximum annual limit of 50,000 TL with a 20% contribution fee.
The waiting period for inpatient treatments is the first 9 months.
So, in which hospitals is Türk Nippon Sigorta Foreign Health Insurance Valid?
You can access the list of contracted Hospitals, Pharmacies and Polyclinics from the link below.
Türk Nippon Sigorta AŞ: Policy Type: You Have My Health Health Insurance for Foreign Nationals
Türk Nippon Sigorta AŞ: https://imecedestek.com/ContractedOrganizations
As E-ikametsigorta.com we always support you in both insurance purchasing and post-purchase processes. Our customer service department is happy to assist you 7 days a week in 4 different languages which are Turkish, English, Russian and Persian.
Don't forget to write to our WhatsApp line to obtain information and get a discount code.
E-İkamet Insurance Team
Contact: +90 212 355 89 89
Address: Nispetiye Mah. Gazi Gunar Sok. No:4 Floor:4 Office No:10 Beşiktaş, Istanbul
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