Private Health Insurance

Private Health Insurance Prices 2024
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Private Health Insurance
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We provide you with the best quality service with Turkey's leading insurance companies.

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What is Private Health Insurance?

With Demir Private Health Insurance your private healthcare costs are covered! If the coverage is included in your policy; whether it’s overnight hospital care, outpatient treatment, diagnostic tests, scans or aftercare, you get specialist private treatment when you need it. With 60 different plans from only inpatient treatment coverage including plan to comprehensive healthcare plan with maternity coverage, we have a solution for you. You will get prompt access to the healthcare and expertise that’s right for you in our 4 different networks.

What are the Advantages of Private Health Insurance?

When you take out your private health insurance through us, you have the opportunity to benefit from different services. As there is always a need for medical support and assistance, you can take advantage of these facilities at the most favourable prices. As the cost of private medical care is constantly rising, it can be difficult to afford it individually. When you want to get more health services by minimising costs, the most advantageous option will be private health insurance. Thus, your life will progress in a healthier and fuller way.

Why Private Health Insurance?

When you have private health insurance for yourself and your loved ones, you can ensure that outpatient and inpatient treatment costs are covered within the insurance coverage. If you wish, you can add additional coverages to the standard coverages and ensure that the services you will receive are wider. To benefit from this service, you need to receive services from contracted institutions. You can lead a more comfortable life with the comprehensive health package you will benefit from.

What are Private Health Insurance Prices?

Private health insurance prices, which are offered to include comprehensive products, vary according to the person to be insured. Features such as the person's age, gender, health status, province and district of residence, whether there are additional guarantees in the contract cause the prices to increase or decrease. When you want to take out the insurance, you can get help from the 24/7 online support line or from the "get a quote" section on the website to learn the prices special for you.

If you are between the ages of 18-40, you can purchase our Digital Private Health Insurance, which is also a good life package. You can visit to meet the privileged world of Digital Private Health Insurance, Turkey's first online private health insurance and to purchase the product online.

Who Can Benefit from Private Health Insurance?

When you want to have private health insurance, you must be between the ages of 18 and 60. Holders of Republic of Turkey ID number or foreign ID number in this age range can apply.

Types of Private Health Insurance

Private health insurance coverage within Demir Health is divided into three groups: equinox plus private health insurance, digital private health insurance and Demir private health insurance.

Ekinoks plus health insurance is a comprehensive type of insurance that is valid in Memorial health institutions across the country. Qualified health services are provided in health institutions with a patient-oriented service approach. Contracted health institutions that you can benefit from within the scope of the product are located in many provinces such as Ankara, Istanbul, Antalya, Kayseri, Diyarbakır.

Demir private health insurance will be your best supporter in cases such as high treatment costs, bad surprises about your health, possible illnesses. You can cover the expenses you need to pay in case of accident or illness for 1 year according to the coverage in your policy. You can use any private hospital or health institution within the scope of your insurance.

Digital private health insurance is divided into two groups as plan 1 and plan 2. In addition, you must be between the ages of 18 and 40 to benefit from digital private health insurance.

Plan 1 group includes unlimited inpatient treatment and wellness services. Policyholders can benefit from these facilities unlimitedly.

In the Plan 2 group, in addition to the wellness services offered by Demir Sağlık digital private health insurance, inpatient treatment is provided up to 30,000 liras per case. Good life services are available in the categories of vehicle, housing, overseas services, pet and veterinary, healthy life package and health package.


Ekinoks Plus Private Health Insurance

  • Inpatient Treatment
  • Outpatient Treatment
  • Maternity Cover

Demir Özel Sağlık Sigortası

  • Inpatient Treatment
  • Outpatient Treatment
  • Maternity Cover

Digital Private Health Insurance

  • Inpatient Treatment

Collateral Benefits

Demir Private Health Insurance

  • Online Counselling
  • Mini Check-Up
  • VIP Check-UP
  • Dental Package
  • Dental Package with Filling
  • Mammography /P SA
  • Ophthalmology Package (21+ age)
  • Dietician Services
  • Psychological Counselling

Digital Private Health Insurance

  • Online Counselling
  • Health Package
  • Car Assistance Services
  • House Assistance Services
  • Healthy Life Package
  • Abroad Assistance Services
  • Pet & Veterinary Services

Documents Required for Private Health Insurance

You can complete the application form and other document entries online for private health insurance purchase transactions. You must fill in the information such as name, surname, e-mail address, mobile phone, date of birth in the form using the quick purchase tab. During the application, additional documents may be requested according to the current characteristics of the person. This situation differs from person to person.

Frequently Asked Questions About Private Health Insurance

You can benefit from digital private health insurance in contracted hospitals, including public hospitals. Details about this are stated in the general and special conditions section of the policy. According to the contract, the insurance is also valid abroad.

As with standard health insurance types, digital private health insurance benefits are valid for 1 year from the start of the policy. This period starts at 12.00 pm on the first day and ends at 12.00 noon on the last day.

The services you can benefit from without paying any fee under the policy are memorial VIP check up, online doctor and dental care package. When you want to benefit from these services, you can contact Demir Health and Life Customer Services at 0850 252 04 04.

For people under the age of 50 who have been insured for 3 consecutive years within Demir Sağlık, it is guaranteed that the lifetime health insurance plan will be renewed in the same way. In this context, no additional premium is applied depending on the contract premium of the diseases that occur or the indemnities paid. You can reach more comprehensive information about the guarantee via the customer service number 0850 252 04 04.

Women who want to have maternity and birth coverage must be between the ages of 18 and 45.

If you are wondering if the private health insurance with the package you have chosen starts immediately, you must approve the policy and pay the insurance premium in order for the process to start. If you will make your payment in instalments within the scope of the agreement, your insurance will not be active until you make the first instalment payment.

Article 4 of the special conditions of the policy specifies the waiting period for which diseases. This period is expressed as 12 months. For these diseases, regardless of the urgency, a waiting period is applied from the first insurance start date. Minor intervention, hospital treatment, artificial limb coverage, rehabilitation and home care, physical therapy coverage, surgery compensation coverage are included in this scope.

Overseas support is only valid for emergency cases covered by inpatient treatment coverage. In order for the costs to be covered, you must apply to the insurance company with the relevant invoice and documents. You can pay your medical expenses incurred due to hospitalisation and then claim compensation for this.

The limit for outpatient treatment within the scope of the insurance is determined as 5000 TL. The participation share is 80% and the details regarding this are included in the special and general terms and conditions of the policy. In order to benefit from the coverage offered, the treatment must be applied in contracted institutions. You can access the list of contracted institutions valid for Demir Health private health insurance at any time on the website.