Health Tourism Complication Assurance Insurance is a type of policy that provides financial protection for foreign patients who travel to Turkey for medical procedures, safeguarding them against complications that may arise after surgery or medical interventions.
This insurance covers the cost of revision operations, extended hospital stays, additional treatments, accommodation, and companion expenses if complications occur. It is valid for procedures performed in Turkey’s Ministry of Health–approved clinics or hospitals, and must be obtained before the procedure takes place.
Why Is This Insurance Necessary?
1. Financial Protection Against Risk
All medical procedures carry a risk of complications. If complications occur, further treatment or surgery may be required. This insurance ensures that additional costs are covered within the limits of the policy.
2. Patient Confidence & Institutional Reputation
In the competitive field of health tourism, offering complication coverage gives patients greater peace of mind and boosts the credibility and reputation of health institutions.
3. Legal Requirement by Regulation
Under new regulations, health tourism facilities (hospitals, clinics, aesthetic centers) must purchase complication insurance for surgical and interventional procedures. The deadline for compliance is December 31, 2025.
4. Supported by Government Incentives
Facilities operating in health tourism may receive government support for paying the insurance premiums, making the solution both legally mandatory and economically advantageous.
What Is Covered (Typical Benefits)?
While the details may vary by insurer, standard coverage often includes:
Inpatient Treatment Costs (e.g. revision surgery, hospital stay, medications, lab tests)
Flight/Transfer Ticket (for returning the patient to their country or transferring them)
Accommodation Costs
Companion Expenses
Travel Health Insurance Benefits
Intervention in the Patient’s Home Country (optional add-on)
Personal Accident & Legal Protection (in certain plans)
Note: Malpractice claims, treatments unrelated to the procedure, and conditions stemming from pre-existing illnesses are commonly excluded.
Who Is Eligible?
Foreign nationals or persons seeking treatment under health tourism in Turkey
Age range: typically 5 to 75 years
Must purchase the policy before the procedure
The policy is issued based on the individual’s passport number
Coverage is valid for medical procedures carried out within Turkish territory
Policy Duration & Validity
The insurance is generally valid for 6 months from the date of the procedure
There’s no waiting period; the coverage becomes active immediately upon policy issuance
Any complications arising after the policy expiration are not covered
Demir Sağlık Sigorta’s Health Tourism Complication Policy
The policy offered by Demir Sağlık Sigorta A.Ş.
is among the prominent options in Turkey’s health tourism insurance market. Key features include:
Coverage for ages 0 to 75
Multiple plan options to suit varying needs
Benefits such as revision surgery, accommodation, companion, flight ticket, and travel health insurance
Optional “home country intervention” coverage
The policy is valid within Turkish borders during its effective term
You can review the policy’s detailed terms and conditions here (PDF)
The New Standard in Health Tourism Safety
As health tourism continues to grow, complication assurance insurance has become an essential element of the ecosystem — providing security and trust for both patients and institutions. Before entering the health tourism process in Turkey, acquiring this insurance is one of the most reliable precautions against unforeseen complications.
For more information about health tourism insurance, you can contact us at e-ikametsigorta.com, receive affordable policy offers from our consultants, or securely purchase online complication insurance for both individuals and companies at https://www.saglikturizmisigortasi.com/
At E-ikametsigorta.com, we strive to simplify processes with health insurance solutions and informative guides for your needs. As an authorized online sales platform for Ankara Sigorta, Türk Nippon Sigorta, Demir Sigorta, and GIG Sigorta, we provide reliable insurance products tailored for residence applications and broader protective measures. Reach out to our support team for assistance selecting the right coverage options.
E-ikametsigorta.com is Turkey's first online website that offers foreign health insurance solely for residence, in accordance with the laws and regulations of the Republic of Turkey. You can purchase your Residence Insurance with confidence.
You can easily and quickly purchase your residence insurance ONLINE from our website 24/7 in just 3 steps and instantly access your policy and policy number.
E-ikametsigorta.com is an online purchasing platform that offers foreign health insurance services for residence. Please visit the homepage of our website for our foreign health insurance services before visiting the E-randevu.goc.gov.tr site.
Let e-ikametsigorta.com help you settle in Turkey legally and safely!
Website: www.e-ikametsigorta.com
Phone: +90 212 355 89 89
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Address: Nispetiye Mah. Gazi Güçnar Sok. No:4 Kat:4 Ofis No:10 Beşiktaş, Istanbul
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