Dear visitors,
To facilitate and clarify the residency insurance and application processes for foreigners residing in Turkey, we continue to share the latest updates with you.
E-ikametsigorta.com is an online platform established exclusively to offer Foreign Health Insurance (also known as Residence Permit Health Insurance). The information provided on our website and blog regarding residence permits and insurance processes is shared free of charge to inform users.
What is Foreign Health Insurance / İkamey Insurance?
Ikamet Health Insurance is a mandatory private health insurance required for foreign nationals wishing to reside in Turkey.
Foreigners seeking to obtain a residence permit in Turkey are obligated to purchase this insurance as part of the application process.
This policy:
- Covers certain healthcare services within Turkey.
- Is mandatory for residence permit applications.
- Is issued for a minimum duration of 1 year and a maximum of 2 years.
Moreover, the coverage and waiting periods of this insurance are standardized across all insurance companies, as per legal regulations, and cannot be altered.
Foreign Health Insurance Coverage for 2026
As of 2026, the basic coverage included in foreign health insurance policies required for residency are outlined below.
Outpatient Treatment Coverage for Residence Insurance
Outpatient treatment includes:
- A waiting period of 6 months applies during the first year.
- After completing the waiting period:
- Coverage includes up to 15,000 TL annually.
- 20% of medical expenses are covered by the insured during treatments at network hospitals.
- At non-network healthcare facilities, the insured's contribution may increase up to 40%.
Inpatient Treatment Coverage for Residence Insurance
Inpatient treatment coverage includes:
- A waiting period of 9 months applies during the first year.
- After completing the waiting period:
- Full coverage is provided in network healthcare facilities.
- In non-network hospitals, a 20% insured participation fee is applied.
- The annual limit for inpatient treatment is capped at 150,000 TL.
Contracted Hospitals
The network of private hospitals available under foreign health insurance coverage may vary depending on the chosen insurance provider.
You can access the list of healthcare institutions partnered with the insurance companies we work with through the links below:
- Ankara Sigorta
- https://www.ankarasigorta.com.tr/anlasmali-kurumlar
- Türk Nippon Sigorta
- https://www.turknippon.com/tr/anlasmali-saglik-kurumlari
- Demir Sağlık ve Hayat Sigorta
- https://www.demirsaglik.com.tr/iletisim/anlasmali-kurumlar
- GIG Sigorta
- https://www.gig.com.tr/anlasmali-kurumlar/anlasmali-saglik-kuruluslari
E-ikametsigorta.com collaborates with four leading insurance companies in Turkey, specializing in foreign health insurance.
Starting from April 1, 2025, foreign health insurance policies will be valid at state-owned city hospitals with which agreements have been made.
At these affiliated city hospitals, outpatient treatments are covered up to 15,000 TRY (80%), while inpatient treatments are fully covered up to 250,000 TRY (100%).
Yabancı Sağlık Sigortası Geçerli Şehir Hastaneler Listesi
Ankara Ankara Bilkent Şehir Hastanesi
Ankara Ankara Etlik Şehir Hastanesi
Antalya Antalya Şehir Hastanesi
Bursa Bursa Şehir Hastanesi
Gaziantep Gaziantep Şehir Hastanesi
İstanbul İstanbul Eğitim ye Araştırma Hastanesi
İstanbul Bakırkoy Dr. Sadi Konuk Eğitim ve Araştırma Hastanesi
İstanbul Başakşehir Cam ve Sakura Şehir Hastanesi
İstanbul İstanbul Kanuni Sultan Süleyman Eğitim ve Araştırma Hastanesi
İstanbul İstanbul Prof. Dr. Cemil Taşcıoğlu Şehir Hastanesi
İstanbul İstanbul Haseki Eğitim ye Araştırma Hastanesi
İstanbul Şişli Hamidiye Etfal Eğitim ye Araştırma Hastanesi
İstanbul Taksim Eğitim ye Araştırma Hastanesi
İstanbul Göztepe Prof. Dr. Süleyman Yalçın Şehir Hastanesi
İstanbul Pendik Eğitim ve Araştırma Hastanesi
İstanbul Bağcılar Eğitim ye Araştırma Hastanesi
İzmir İzmir Şehir Hastanesi
Kocaeli Kocaeli Şehir Hastanesi
Mersin Mersin Şehir Hastanesi
Muğla Muğla Eğitim ve Araştırma Hastanesi
2026 Foreign Health Insurance / Ikamet Insurance Prices
Foreign health insurance prices can vary based on several factors, including:
- Age
- Duration of the insurance policy
- Insurance provider
The prices offered on e-ikametsigorta.com represent the most competitive and legally applicable discounted rates available from insurance companies. These rates may differ depending on your age and the length of your policy.
How to Find the Most Suitable Foreign Health Insurance for You
To find the best residence / ikamet permit insurance prices tailored to your needs:
1️⃣ Visit www.e-ikametsigorta.com
2️⃣ Complete the form on the homepage with accurate details and click on the "View Discounted Prices" button
Our system will instantly display insurance offers that match your age and specific requirements.
After-Sales Support
E-ikamet Sigorta not only assists customers during the insurance purchase process but also provides ongoing support after the policy is issued.
Our customer service team is available:
- 7 days a week
- In 4 different languages
For a quick and secure process of completing your foreign health insurance before applying for a residence permit in Turkey, you can visit our website.
E-ikametsigorta.com is the first online platform in Turkey exclusively dedicated to providing foreign health insurance for residence permits, fully compliant with the laws and regulations of the Republic of Turkey. You can confidently purchase your residence permit health insurance through us.
With just 3 easy steps, you can quickly and conveniently purchase your residence insurance online through our website, 24/7, and instantly access your policy and policy number.
Our website is specifically designed for this service and offers a single insurance product. To verify the quality of our services, we recommend checking our customer reviews on Google. With nearly 4,000 reviews and a perfect 5-star rating, we pride ourselves on delivering outstanding service.
At E-ikametsigorta.com, we are committed to supporting you throughout not only the insurance purchase process but also in the post-purchase phase.
As an online purchasing platform dedicated to residence permit health insurance, E-ikametsigorta.com makes the process seamless and hassle-free.
Before visiting https://e-ikamet.goc.gov.tr/, we kindly invite you to explore the homepage of our website to learn more about our foreign health insurance services.
Best Regards.
E-İkamet Sigorta Team
Website: www.e-ikametsigorta.com
Phone: +90 212 355 89 89
WhatsApp: Chat with us
Address: Nispetiye Mah. Gazi Güçnar Sok. No:4 Kat:4 Ofis No:10 Beşiktaş, Istanbul
Important Notice: The explanations are for informational purposes only. For current and detailed information, you can visit the website e-ikamet.goc.gov.tr.
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